Finance Made Simple

Take control of your financial future with our expert-crafted tools and personalized insights. Calculate, plan, and grow your wealth with confidence.

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Mortgages & Home Buying

Work out what a home really costs each month, whether refinancing pays off, and how extra payments shorten your loan. Then read up on the buying process before you make an offer.

Tools & 5 guides

Debt & Loans

See what any loan costs over its life, and build a plan to pay off credit cards, car loans and student loans as fast as possible.

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Investing & Retirement

Project your 401(k) at retirement, see how regular contributions compound, check this year's contribution limits, and weigh investing against paying down your mortgage.

Tools & 1 guide

Taxes

Estimate your federal income tax and take-home pay, check this year's brackets, and learn the rules that can legally lower what you owe.

Tools & 2 guides

Saving & Budgeting

Turn a goal and a deadline into a monthly savings target, and see how much interest does the work for you.

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Latest Guides

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Taxes

Why Is My Paycheck Smaller Than My Salary?

A line-by-line look at what comes out of a paycheck, from federal income tax and FICA to 401(k) and health deductions, using a $75,000 salary as an example.

6 min read
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Mortgages & Home Buying

Should You Rent or Buy a Home? How to Decide

Comparing rent to a mortgage payment is misleading. Here's how to compare renting and buying fairly, how long it takes buying to pay off, and which assumptions decide the answer.

8 min read
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Investing & Retirement

How Much Should I Contribute to My 401(k)?

Start with the full employer match, aim for 15% of pay including the match, and see what 3%, 6%, 10% and 15% contributions grow to by retirement.

7 min read
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